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If you have a problem with your bank, financial institution, lender, broker, or any other financial service provider, you should report it. To guide you through the process of filing these types of complaints, the Federal Reserve offers consumer help and the following tips:
If you don't get your problem resolved using these steps, you have the right to get help from the correct regulatory agency.
Financial institutions are regulated by different government agencies, depending on how the institution was chartered.
The Society fulfills its mission through its 15 chapters, more than 60 technical and administrative committees, and a 39-member Board of Directors.
The letters to the editor below are comments from readers in response to Daniel Mazzola’s opinion piece, “ Why the Estate Tax Should Concern Us All ,” which appeared in the October 2016 TaxStringer .
Admission charges to a place of amusement—such as baseball games, museums, and beaches—are subject to New York State sales tax. There is, however, an exemption under New York Tax Law section 1105(f)(1) on admission charges to a theater or place of assembly for “dramatic or musical arts performances.”
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If you are unable to repay your loan on time for any reason, please contact your lender as soon as possible. Late payment fees are set by your lender in accordance with the regulations in your state, and lenders also determine their own policies in regard to how they handle late payments. There are several courses of action that your lender may take, so you should check your loan agreement for specific information that pertains to your lender.
Financial Implications – The cost associated with short term loans of up to $500 ranges from 15% to 40%, and these costs may climb even higher for loans that are greater than $500 in value. Before you sign your agreement, you should check these fees carefully. Similarly, there may also be charges applied for nonsufficient funds. As an example, if your $100 loan is 15 days past due, you may be assessed a charge that is equal to 10% of the principle balance as well as a $25 nonsufficient funds fee.
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