Fed student loans driving up tuition

 

fed student loans driving up tuition

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Fed student loans driving up tuition

Keywords: Vietnam War draft lottery, household environment, intergenerational mobility, labor supply, military service, occupational transmission, parental inputs

Keywords: Dynamic Nelson-Siegel Model, Dynamic factor model, Forecasting, Stochastic volatility, Term structure of interest rates

Abstract: We reexamine the relative effects of credit risk and liquidity in the interbank market using bank-level panel data on Libor submissions and CDS spreads. Our model synthesizes previous work by combining the fundamental determinants of interbank spreads with the effects of strategic misreporting by Libor-submitting firms. We find that interbank spreads were very sensitive to credit risk at the peak of the crisis. However, liquidity premia constitute the bulk of those spreads on average, and Federal Reserve interventions coincide with improvements in liquidity at short maturities. Accounting for misreporting, which is large at times, is important for obtaining these results.

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9-7-2015  · The surging cost of U.S. college tuition has an unlikely culprit: the generosity of the government’s student -aid program, a report by the Federal Reserve ...

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The surging cost of U.S. college tuition has an unlikely culprit: the generosity of the government’s student-aid program, a report by the Federal Reserve Bank of New York said.

Increases in federal loans, meant to help students cope with rising costs, are quickly eaten up by schools in higher prices, wrote David O. Lucca, Karen Shen and Taylor Nadauld.

Private colleges raise their tuition 65 cents for every dollar increase in federal subsidized loans and 55 cents for Pell grants given to low-income students, according to the report. College tuition has outstripped U.S. inflation for decades.